John K. Ritter, CFP®, CFS

Co-Founder and Managing Partner of Ritter Daniher Financial Advisory LLC

My Story

If you see me out and about in Anderson Township, there’s a fair chance someone will come up and say “Hey, Coach.” Along with my father (known as Coach Papa) I have been fortunate to have coached countless kids over the years – from tee ball up to children who are now in college. From the basketball court to the baseball diamond. And it has been an absolute labor of love.

I was very involved in athletics growing up, which led to a four year golf career at Anderson High School and four years of MCC Championship winning golf at Xavier University. This paved the way for my coaching life.  I was blessed to have great coaches and instructors growing up.  It showed me the relationship aspect that any good coach builds with his players, and the advice giving aspect to help them perform at their best. It’s not unlike the relationship we build with clients, which leads to advice to help them hit their financial and life goals. It’s a teamwork structure where both parties are fighting to reach the same end point.

There’s something incredibly special about giving instruction, and seeing a player put it into action. Learning a new skill. Modifying something that wasn’t previously working. That’s where the real fun is from a coaching standpoint – not just winning games.  While it didn’t occur to me at the time of starting our company 25 years ago, RDFA was going to allow me to have coaching at the forefront of both my professional and personal life.

Someone asked me one time what I do for a living. I said, I’m part financial planner, part investment manager, part educator, and part counselor. I now realize that I should have added coach into this equation as well.

Personal Information

Married for 30 years to high school sweetheart, Kit, and father of Amanda (23) and Brad (21)
Active volunteer for Young Life and Fernside (Bethesda Foundation)
Team Manager for the Cincinnati Patriots select baseball team: 2014-2020
Team Manager for the Cincy Smoke select baseball team:  2021
Four year member of the Xavier University Men’s Golf Team
Four year member of MCC Conference Championship Team
Three time All Midwestern Collegiate Conference First Team
Member of the Anderson High School Athletic Hall of Fame

Education & Accomplishments:

B.S. in Business Administration from Xavier University, 1994
Entered Financial Planning Industry, 1994
CERTIFIED FINANCIAL PLANNER® certification (CFP®), 2001
Certified Fund Specialist (CFS), 2002
NAPFA Registered Financial Advisor, 2003
Speaker at Cincinnati Enquirer Financial Independence Day, 2001-2002
Speaker at NAPFA Midwest Regional Basic Training Conference, 2003
Speaker at NAPFA National Basic Training Conference, 2004-2006, and 2009
TD Ameritrade National Advisory Panel Member, 2005-2006
Speaker at TD Ameritrade New York Regional Conference, 2006
Speaker at TD Ameritrade National Conference, 2006, 2007, 2009
Speaker at NAPFA National Conference, 2006, 2007, 2022
Co-Chair of 2008 NAPFA National Conference in Long Beach, CA
NAPFA National Board of Directions, 2009-2012: Conference Liaison 2009-2010
NAPFA Public Policy Committee, 2011- 2024
NAPFA Public Policy Chair, 2011-2013
Appointed Member of the Financial Planning Coalition, 2011-2014
Named as one of the "30 Most Influential People" in NAPFA's 30 Year History in 2013
NAPFA Ethics Committee, 2015 - present. Committee Chair beginning September, 2015
Bluespring Wealth "Partners Council", 2023 - present