Job changes often produce a need to roll dollars out of a 401(k) plan and into an IRA Rollover account.  This is an important decision, as it can allow people to move from a limited array of investment vehicles in a corporate retirement plan to a nearly limitless  amount inside an IRA Rollover account.  You need to make sure this transition is done appropriately so as to not potentially cause the distribution to become taxable.  And you need to watch for special situation like NUA - Net Unrealized Appreciation - which may allow you to capture a tax benefit if your retirement plan holds company stock.  We are here to help with all of these decisions.