Team Members

John K. Ritter, CFP^®, CFS

Position
Co-owner of Ritter Daniher Financial Advisory, LLC
Managing Partner
Senior Financial Advisor

Educational Background
B.S. in Business Administration from Xavier University, 1994
Certified Financial Planner (CFP®), 2001
Certified Fund Specialist (CFS), 2002
NAPFA Registered Financial Advisor, 2003

Accomplishments
Entered Financial Planning Industry, 1994
Speaker at Cincinnati Enquirer Financial Independence Day, 2001-2002
Speaker at NAPFA Midwest Regional Basic Training Conference, 2003
Speaker at NAPFA National Basic Training Conference, 2004-2006, and 2009
TD Ameritrade National Advisory Panel Member, 2005-2006
Speaker at TD Ameritrade New York Regional Conference, 2006
Speaker at TD Ameritrade National Conference, 2006, 2007, 2009
Speaker at NAPFA National Conference, 2006, 2007
Co-Chair of 2008 NAPFA National Conference in Long Beach, CA
NAPFA National Board of Directors - term beginning in 2009: Conference Liaison

Personal Information
Four year member of the Xavier University Men’s Golf Team
Four time All Midwestern Collegiate Conference First Team
Member of the Anderson High School Athletic Hall of Fame
Married to high school sweetheart, Kit, and father of Amanda and Brad

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Jeffrey E. Daniher, CFP^®, AEP^®,CTFA, CLU

Position
Co-owner of Ritter Daniher Financial Advisory, LLC
Senior Financial Advisor

Educational Background
B.A. in Economics (Cum Laude) from Grove City College, 1986
M.B.A. in Organizational Behavior from Case Western Reserve University, 1991
National Graduate Trust School, 1994
Certified Trust and Financial Advisor (CTFA), 1994
Certified Financial Planner (CFP®), 2000
Chartered Life Underwriter (CLU), 2003
NAPFA Registered Financial Advisor, 2003
Accredited Estate Planner (AEP®), 2009  

Accomplishments
Entered Financial Planning Industry, 1986
Speaker at Cincinnati Enquirer Financial Independence Day, 1999-2002
Speaker at NAPFA National Basic Training Conference, 2004, 2005 and 2006
Speaker at TD Ameritrade National Conference, 2006, 2007, 2009
Speaker at NAPFA National Conference, 2006, 2007
Faculty Member of the NAPFA University School of Estate Planning, 2007-Present 
Past President of the Financial Planning Association of Greater Cincinnati
Past President of the Estate Planning Council of Northern Kentucky
Co-Chair of 2008 NAPFA National Conference in Long Beach, CA Current Dean of the NAPFA University Estate Planning curriculum 

Personal Information
A fan of, and sometimes participant in, the sport of cycling
Avid "foodie" who enjoys pairing wine with great foodLoves to discover and explore interesting, out of the way places, museums and experiences
Married to Nanci, and father of Ian, Megan and Sean

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Gregory T. Busch, CFP^®

 Position
Senior Financial Advisor

Educational Background
B.S. in Architecture from The Ohio State University, 1977
Master of Architecture (Cum Laude) from California State Polytechnic University, 1982
Certified Financial Planner (CFP®), 1999 NAPFA Registered Financial Advisor, 2010

Accomplishments
Previous Owner and Principal of Clarus Financial LLC, 2000-2010
“Christian Financial Concepts,” Counselor Trainer, 1995-1998
Vice President; Finance and Operations for City Gospel Mission, 1994-2000
President of the Board; Provident Extension Program, 2007 - current
Past Chair; Investment Committee of City Gospel Mission; Cincinnati, OH, 2000-2006
Past Member; Speakers Bureau, Leave a Legacy, 1998
Past Member; Greater Cincinnati Planned Giving Council, 1995 - 2000  
Chair; Holiday Committee, Downtown Council of the Chamber of Commerce, 1992 

Personal Information
Lives in Montgomery with wife, Holly, and their children, Jack, Ann, Kate & Libby
President of the Board: Providence Extension Program
Former Elder and Executive Board: Horizon Community Church
Past Chair: Investment Committee of City Gospel Mission

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Ronda L. Koehler, CFP^®

Position
Financial Advisor

Educational Background
B.A. in Accounting from Cedarville University, 1989
Registered Financial Paraplanner (RP), 2001
Certified Financial Planner (CFP®), 2005
NAPFA Registered Financial Advisor, 2005
Co-Chair of 2008 NAPFA National Conference in Long Beach, CA

Personal Information
Lives in Eastgate with husband, Hans, and their child, Ethan
Enjoys reading and spending time with her family
Active in P.T.O. for Glen Este Middle School

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Robert J. Riccardi, CFP^®

Position
Financial Advisor

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Lori A. Smith

Position
Client Service Administrator

Educational Background
Associates in Business and Office Administration from University of Cincinnati - Clermont, 1992 More than 18 years of experience in the financial planning industry 

Personal Information
Lives in Goshen with husband, Dave, and their children, David and Erika
Enjoys spending time with her family and being outdoors
Loves to watch her children's sporting activities
Frequently volunteers at her children's schools and her church

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Stephanie A. Gruber

Position
Administrative Coordinator

Educational Background
Associate of Science in Executive Secretarial Technology from University of Cincinnati, 1976.  Thirty years of experience in client service, account administration and financial services.

Personal Information
Lives in Anderson Twp. with domestic partner, Jim Hines, three Shih Tzus and Mingo, their rescue greyhound.  Actively involved with Queen City Greyhound Rescue, 7 Hills Racing (cycling team) and Queen City Coopers.  Enjoys cycling, gardening, walking, travel and wine/beer tastings.   

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